Risk Rating of MYC4 East Africa Ltd

This is a detailed breakdown on how MYC4 East Africa Ltd is rated. You can read more about the rating here.

Indicator NameWeight(%)EvaluationScore
Skill   
Months on MYC45.00 53.00 10.00
PAR306.00 0.00 10.00
Change in PAR30 in last 6 months6.00 0.00 10.00
Worst PAR30 in last 12 months6.00 0.00 10.00
Default rate6.00 0.00 10.00
Sum of repayments / total disbursed6.00 105.25 6.00
Spot check score (last 6 months)5.00 9.00 9.00
External Rating Score (last 12 months)5.00 9.00 9.00
Due diligence score or annual review5.00 10.00 10.00
Weighted 'Skill' score50.00 9.32
    
Will   
Percentage of outstanding portfolio covered by risk sharing fund20.00 100.00 10.00
Percentage covered per loan by risk sharing15.00 100.00 10.00
Ratio of repayment fees over closing fees15.00 0% 0.00
Weighted 'Will' score50.00 7.00
    
Grand Total Score (1-10)100.00% 8.16
    
Stars (1-5)    4.08